Right now is not an easy time for small businesses to thrive. Lack of dedicated workers, lingering supply chain issues and much more are still affecting how small business owners operate and leaving them to wonder if they can even afford to stay afloat. Some of the most dedicated entrepreneurs are sadly struggling to maintain what took them so long to build and now consider bankruptcy as their only option.
Todd Cushner has long been determined to help small businesses to not only survive but thrive. As a bankruptcy attorney, he is committed to preventing these organizations from closing and their owners from facing personal and financial ruin. For over two decades, he has been practicing law in the area of bankruptcy in Westchester, Rockland, Orange, Putnam, Kings and Queens. What drives his personal passion, as well as that of his experienced team, is a determination to help people overcome massive debt, wage garnishments and foreclosure issues. Time and again, he and his well qualified attorneys have ensured that every client maintains their dignity during what can be a long and emotional journey. Instead of having homes taken away and people being left with nothing, Todd is an expert in utilizing Chapter 7 and Chapter 13 bankruptcy to prevent this.
If you are a small business owner and struggling to keep your business, now is the time to contact the law offices of Todd Cushner & Associates. Here are some short, yet informative videos featuring Todd as he discusses each of the bankruptcy processes below.
Do You Qualify?
In this video, Todd lists eleven simple points that could determine if you qualify for bankruptcy. If you answer yes to just three of these, filing for bankruptcy could be the answer you have been looking for and a way to finally emerge from debt and salvage your business.
Navigating Bankruptcy
The process of declaring and navigating bankruptcy is not as challenging as you think. Todd walks you through each step and explains in detail how in just 30 days your case could be heard in court and you are on your way to saving your business. He also discusses how his dedicated team is there to provide support from the time you first contact them until your case is legally resolved.
Filing for Bankruptcy
The United States government has provided bankruptcy options for many years. This process is intended to provide debt relief for people and businesses struggling to regain their economic footing. Todd describes how it’s a perfectly legal and formal way to get a fresh start after struggling with what can easily become massive debt in a short amount of time.
What is Forbearance?
Did you know that there is a process that can make it possible to not make loan payments for up to six months, allowing you some breathing room to catch up on some of your debts? Todd explains how your mortgage company can offer you an opportunity to participate in a forbearance program, but cautions the importance of knowing which type of forbearance programs is the best one for you.
Eliminating Debt Through the Loan Modification Process
Are you familiar with the loan modification process? Listen to Todd detail how a loan modification means changing the current legal terms you have with a lender and finding ways to either reduce the interest rate, modify the length of time you have to repay your loan or even formulate an entirely different loan structure.
What sets Todd and his dedicated team apart are the sense of normalcy and ultimate relief that they give small business owners, who soon realize that a path to saving their businesses does exist. They work diligently to stay abreast of all of the ever changing government regulations so they can best represent your various interests. Whether your case is a simple Chapter 7 no-asset case, an IRS or secured creditor asserting a lien over your business assets to a complex litigation involving negotiations with major banks or creditors, know that you will be well taken care of from the start to finish.
The firm also handles matters that might not often be discussed when it comes to bankruptcy. These involve litigation with secured creditors who can’t prove their claims, relief from the automatic stay, fraudulent transfer litigation, lien avoidance and exemption disputes. The bottom line is that Todd Cushner & Associates stand up for their clients, helping them to move forward towards living out their dream of being successful and debt free small business owners.
