Firm News - Law Office of Todd Cushner & Assoc., P.C.

Lawyer reviewing documents with a client

Not All Trusts Work the Same Way

By Jan Madura | Published May 30, 2026

How much thought have you given to estate planning? For many it’s something they put off thinking about and by then, the benefits of doing this can end up passing them by. What most people don’t realize is that estate planning includes asset protection in the form of wills and trusts, both of which ensure that your wishes are carried out should something happen to you. While many are familiar with the general purpose of a will, not everyone understands the benefits of establishing a trust.

Lawyer sitting on stairs consoling businessman

What Every Entrepreneur Needs to Know about Commercial Litigation

By Jan Madura | Published May 25, 2026

Most entrepreneurs who are just starting out usually focus solely on getting their business up and running, making payroll and attracting new customers. Few take the time to lay out a plan that will protect their interests both now and well into the future as their brand grows and prospers.

Man looking worried about his will with his family seated behind him

Things Can get Complicated If You Don’t Have a Will in Place

By Jan Madura | Published May 15, 2026

One of the most common misnomers about having a will is that you don’t need one unless you have a great deal of money. This couldn’t be further from the truth. Wills don’t just protect your wealth. In the event of your death, your will serves as a legal guide for the court system to distribute all of your assets as well as fulfill any stipulations that you have left in place.

elderly people walking through woods smiling

How to Manage Rising Retirement Costs and Stay Financially Secure

By Russ Silberman | Published May 14, 2026

Westchester retirees on fixed incomes and local small business owners nearing retirement are feeling a squeeze that doesn’t show up all at once. Rising retirement costs hit from every direction: healthcare inflation, housing expenses in retirement, and everyday price jumps that quietly turn a stable budget into a monthly scramble. When savings have to cover more and income stays flat, even a minor setback can trigger debt, missed payments, or foreclosure risk, along with stressful legal questions that no one wants to face. Clear options and a steady plan can protect long-term security.

Man scratching his head looking up at a credit card score rating chart

Why Don’t More People Understand the Importance of Maintaining a Great Credit Score?

By Jan Madura | Published May 8, 2026

The Law Offices of Todd Cushner & Associates have been practicing in the areas of bankruptcy, foreclosure defense, commercial litigation and more for 18 years. Since their inception, they have seen a rise in personal bankruptcy, and one thing that can lead to that is people who don’t focus enough on maintaining a high credit score.

foreclosure sign in front of a gray suburban home

Can You Sell Your Home During Foreclosure in New York?

By Gus Gonzalez | Published April 27, 2026

Just because your home is in foreclosure doesn’t mean you’ve automatically lost it. You still have plenty of options before the auction date, such as selling it. Discover how this process works and what happens to your money after. Read More

Foreclosure Defense for First-Time Home Buyers

By Gus Gonzalez | Published April 20, 2026

Foreclosure might seem like the end of the world, especially if this is your first home. Thankfully, there are plenty of ways to protect your property and keep it for much longer. Read More

Is Debt Settlement a Good Idea?

By Gus Gonzalez | Published April 13, 2026

You’ve probably already heard of multiple solutions like bankruptcy or consolidation, but have you considered debt settlement? This route allows you to pay off certain bills while reducing the total amount.

But this process isn’t as straightforward as it sounds. Like any other option, debt consolidation has its clear pros and cons you should consider before doing it. Read More

Master Tax Filing for Small Business Owners with Simple, Stress-Free Strategies

By Russ Silberman | Published April 8, 2026

Westchester small business owners often feel squeezed when tax season lands on top of running the day-to-day. Tax filing challenges stack up fast, messy records, unclear rules, and pressure to get everything right, turning compliance into a constant source of financial stress management. As business tax deadlines approach, that stress can spill into cash flow decisions and personal plans, especially when home and family obligations are already heavy. A simple, proactive approach to income tax compliance can replace dread with clarity.

Stop Wage Garnishment With Bankruptcy Protection

By Gus Gonzalez | Published April 7, 2026

Losing a part of your paycheck can already make a difficult financial situation even harder. But with bankruptcy, you can stop it from happening and have some much-needed financial breathing room. Read More