Firm News - Page 3 of 30 - Law Office of Todd Cushner & Assoc., P.C.

Why Timing Matters When Facing Foreclosure

By Megan Quinn | Published January 20, 2026

When it comes to foreclosure, timing can make all the difference between saving your home and losing it. While it may be easier to bury your head in the sand and hope it will resolve itself, foreclosure moves on a legal clock. Ignoring crucial steps in the process will leave you with limited and even unreliable options.

Here’s why acting early on is so important.

Signs it May Be Time to Speak with a Bankruptcy Attorney

By Megan Quinn | Published January 11, 2026

Financial hardship can fall upon anyone, and unexpected life changes can quickly turn once manageable debt into overwhelming stress. Even though declaring bankruptcy is not an easy decision, speaking with a bankruptcy attorney will help you understand your options and protect you from future financial ruin.

Here are some signs it may be time to see one.

The Documents You Need to File for Bankruptcy

By Megan Quinn | Published January 2, 2026

Filing for bankruptcy can be an intense and emotionally draining experience. To make it less overwhelming, it is best to go in prepared. Like any legal proceeding, bankruptcy requires you to gather and file a set of standard paperwork. While the exact documents vary depending on your individual circumstances, the following outlines the core requirements for filing in New York State.

credit score rubric with coins stacked on the side

Does Bankruptcy Ruin Your Credit Score Forever?

By tcaAdmin | Published December 23, 2025

Filing for bankruptcy isn’t an easy choice for anyone. It has serious long-term consequences that affect your credit for years after you go through this process. But thankfully, it’s not forever. Learn more about what happens after going bankrupt and how it can actually help you rebuild your credit over time. Read More

How to Update Your Will After Major Life Events

By tcaAdmin | Published December 17, 2025

Your will isn’t a one-time document that you can’t ever change. When you experience life events, it’s wise to reassess your estate plan and adjust it accordingly. Learn more about what you can change in your will and how to make changes when you’re ready. Read More

a bankruptcy lawyer filling out an application for their client

Bankruptcy Protection vs. Debt Consolidation: Which Scenario Is A Better Choice For You?

By tcaAdmin | Published December 10, 2025

If you’re having financial trouble, you’ve probably considered filing for bankruptcy or consolidating debts. But which one actually fits your needs? Both give you some much-needed financial relief but work entirely differently from one another. Learn more about these two options and how to choose the one that works best for you. Read More

Avoid These Costly Mistakes During Your Foreclosure Proceedings

By tcaAdmin | Published December 3, 2025

The thought of losing a place you built a life in for years isn’t something you’re ever prepared for. And under stress, it’s easy to make serious mistakes that turn this situation into something far worse. Don’t let your foreclosure process spiral into something more damaging than it needs to be. Learn more about the most common mistakes homeowners make and how to avoid them. Read More

Business owner receiving advice from his lawyer

Savvy Business Owners Understand How Commercial Litigation Works Before They Need It

By tcaAdmin | Published November 24, 2025

As a small or medium size business owner, you may be so busy running your business that you have given little thought to how much additional stress would be added to your day if you were to be sued or even just named in a lawsuit. You may have worked years to accumulate the funds needed to run a successful business and just one lawsuit could serve to destroy all that you have accomplished.

Young lawyer at his desk preparing for trial

Commercial Litigation: Smart Legal Strategies Do Matter

By tcaAdmin | Published November 19, 2025

In a world that is increasingly complex, so is the legal system. If you are trying to maneuver local, state or federal laws, it is best to work with a well versed commercial litigation attorney who can successfully guide you every step of the way. What many people don’t realize is that commercial litigation isn’t just needed by large organizations, but also by small businesses and even privately held corporations, partnerships and family businesses. It also includes real estate, civil rights and breach of contract claims.

Young woman with lawyer discussing her will

What’s the Right Age to Put a Will in Place?

By tcaAdmin | Published November 12, 2025

Gone are the days when people would wait to put a Will in place until they got married, or were starting to approach their older years and realized they had assets to protect and ensure that loved ones would receive them upon their death.