Author Archives: Megan Quinn

Understanding Your Rights: Can Credit Card Companies Take Your Home?

By Megan Quinn | Published September 30, 2024

If you find yourself in unpaid credit card debt, you may be worried about how far credit card companies will go to ensure that you pay off every last bit of your debt — even if it means seizing your home.

However, you can rest assured knowing that credit card companies do not have the right to take away your home over unpaid debts. Although in some cases, there are loopholes where you may have no choice but to sell your home to pay off your debts.

Credit Card Debt Relief Options

By Megan Quinn | Published September 25, 2024

Being in credit card debt is one of the most stressful situations you can find yourself in, and you may be struggling to determine where you should turn next.

Thankfully, there are many options for those in credit card debt that will provide them with some financial relief and peace of mind.

Each option has its own unique benefits. It is crucial to evaluate every option to determine which is most ideal for your situation and which will provide the most relief to your debts.

Here are some of the most common credit card debt relief solutions.

What to Do If You Receive a Foreclosure Notice

By Megan Quinn | Published September 17, 2024

Receiving a foreclosure notice is certainly stressful and rather terrifying, it is not the end of the world, nor does it mean that you are financially doomed.

There are several actions you can take to manage the situation and avoid potentially losing your home.

Here are some of the most crucial steps you should take immediately after receiving a foreclosure notice.

The Role of Bankruptcy in Protecting Your Family from Credit Card Debt

By Megan Quinn | Published September 12, 2024

While filing for bankruptcy may seem like a scary and even demoralizing experience, it can save you and your family from financial ruin.

When you have a family, you are responsible for doing everything possible to protect them, even if it means filing for bankruptcy when you fall into credit card debt.

Here is how the process can protect your family from overwhelming credit card debt.

Bankruptcy 101 – Bankruptcy Facts

By Megan Quinn | Published October 26, 2023

Filing for bankruptcy may be viewed as unfavorable, but it is actually an opportunity to give people a fresh start, free from certain debts.

Debt is an unfortunate situation that many of us will find ourselves in from time to time. Therefore, it is important to know the basics about bankruptcy should you need to apply for it, and it is not as complicated as we may perceive the process to be.

So let’s go over the the most important facts you should know about bankruptcy!

Debt Relief for Medical Bills: How Bankruptcy Can Help

By Megan Quinn | Published October 24, 2023

When we experience a medical emergency, our first priority should always be our health, not the medical bills that will arise from it. Unfortunately, if we spend some time in a hospital, the medical bills will pile up and we could face medical debt.

If you find yourself wondering how you will pay off your medical bills, bankruptcy is thankfully an option on the table for you.

When Should I Start Thinking About Estate Planning?

By Megan Quinn | Published October 18, 2023

Most of us may want to hold off for numerous reasons when it comes to estate planning. Whether it be the tasks in the process striking us as daunting and overwhelming, believing that we have nothing to worry about for at least a few decades, or simply the fear surrounding our immortality, there are various explanations people give for pushing off their estate planning.

However, whatever our reasons may be, it is not such a bad idea to get ahead of the game and establish plans for our loved ones to follow even after we’re gone.

So, when is the right time to start planning your estate?