Author Archives: Suzanne Mobyed

Last will and Testament document

Important Things to Keep in Mind When Creating a Will

By Suzanne Mobyed | Published April 24, 2025
Last will and Testament document
Creating a Will can feel daunting, but with some preparation, you can be assured that you’ve provided your loved ones with the protection they need when they need it most. When creating a Will, remember to keep the following in mind to ensure your wishes are carried out and your estate is managed efficiently. Continue reading »

 
Credit report with credit score rating

Understanding Your Credit Score

By Suzanne Mobyed | Published April 16, 2025
Credit report with credit score rating
A credit score is a number that can help creditors understand how likely a borrower is to repay a loan and make the payments on time. Credit scores range from 300 to 850 and are calculated using credit scoring models, which essentially analyze a consumer’s credit report from one of the three major credit reporting bureaus: Experian, TransUnion, or Equifax. Continue reading »

 
Ways to help prevent foreclosure on a home

Ways to Help Prevent Foreclosure

By Suzanne Mobyed | Published April 9, 2025
Ways to help prevent foreclosure on a home
Foreclosure can be a scary situation for multiple reasons, including the emotional stress of losing your property, damage to your credit, and the potential for deficiency judgments where you still owe money to the lender. Because of this, it’s critical to address a foreclosure notice as soon as possible. Here are some steps you can take to potentially prevent a foreclosure. Continue reading »

 
Estate planning attorney helping couple with elder financial abuse

An Estate Planning Lawyer Can Help with Financial Exploitation

By Suzanne Mobyed | Published April 3, 2025
Estate planning attorney helping couple with elder financial abuse
Financial exploitation of the elderly continues to be a concern as seniors are increasingly becoming targets of financial abuse. Seniors are not only victimized by strangers but also by people they know, such as relatives, friends, and caregivers. Continue reading »

 

How Often Should I Update My Estate Plan?

By Suzanne Mobyed | Published February 7, 2024
It is important to review your estate plan every few years, particularly when things change in your life. Some life events to consider updating your estate plan include: Continue reading »

 

How Long Does a Foreclosure Stay on Your Credit Report?

By Suzanne Mobyed | Published January 24, 2024

What is Foreclosure?

Foreclosure is a legal process that can occur if the homeowner fails to keep up with their mortgage payments, which gives the lender the right to seize the house to recover what is owed to them. However, before starting the foreclosure process, lenders must wait until the homeowner has missed at least four monthly mortgage payments, at which time the mortgage is 120 days delinquent.

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Can I Get a Loan to Stop Foreclosure?

By Suzanne Mobyed | Published January 24, 2024
Facing foreclosure can be very stressful. However, there are several options you can look into to help stop foreclosure.

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Elder man counting money

Protecting the Elderly from Financial Exploitation with Estate Planning

By Suzanne Mobyed | Published January 23, 2024

Elder financial exploitation is a growing concern as seniors are increasingly becoming targets of financial abuse. Seniors can be targeted by strangers but they can also be victimized by people they know, including relatives, friends, and caregivers. Financial elder abuse often includes one or more of the following:

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