Category Archives: Bankruptcy Protection

Throughout your life, you have worked hard to make the money to purchase your car, home, and other significant possessions. Unfortunately, if you find yourself in debt, creditors are quick to begin sending letters and make harassing phone calls, threatening that your property will be repossessed if you do not make payments. At Todd Cushner & Associates, our bankruptcy litigation experts can work with you to help prevent repossessions, enabling you to keep what is yours while rebuilding your credit.

The Law Office of Todd Cushner & Associates, P.C. was just awarded as one of Expertise’s Top 10 Best Probate Attorneys in New Rochelle. We take pride in being a firm you can always count on for professionalism, experience, and availability.

Going through a divorce can take a significant toll on both parties involved. And if the couple is also dealing with financial stresses, it can be even worse. For soon-to-be divorced couples who are struggling with debt, filing for bankruptcy before the actual divorce can give both sides the financial fresh start they deserve.

Being harassed by debt collectors is an annoyance that you should not have to deal with. And because of the Fair Debt Collection Practices Act, you do not have to deal with it.

The Coronavirus Aid, Relief, and Economic Security (CARES) Act was put in place this past March to help relieve some of the economic struggles caused by the COVID-19 pandemic. Aside from providing a large portion of Americans with a stimulus payment, the CARES Act also provides additional economic relief to those filing for bankruptcy.

If you are planning to file for bankruptcy in the near future, it is important to refrain from using your credit cards to make any purchases. All credit card purchases made within 90 days prior to filing for bankruptcy are considered non-dischargeable debts and will deepen your financial burden.

It is necessary to pass the bankruptcy means test in order to successfully file for Chapter 7 bankruptcy. At Todd Cushner & Associates, our bankruptcy litigation experts can navigate you through the testing process so that you can clear your debts through bankruptcy.

Attempting to negotiate a debt settlement with your lender can be a grueling process that often ends in frustration and defeat. Successfully filing for bankruptcy can help you bypass debt negotiation, enabling you to clear your debts and ending creditor harassment.

Successfully filing for bankruptcy provides you with a fresh financial start and the ability to begin rebuilding your credit. Once you have filed for bankruptcy, there are several steps you can take to help ensure the ongoing improvement of your financial well-being. At Todd Cushner & Associates, our bankruptcy litigation experts can help get you the results you deserve and provide you with the guidance necessary to attain firm financial footing.

If you find yourself in debt, one of the most common worries is the potential of your property being repossessed. Motor vehicles are often the specific properties in danger of repossession; however, this may pertain to other types of property as well. Fortunately, the bankruptcy attorneys at Todd Cushner & Associates may be able to help prevent your property from becoming repossessed.