There are several different types of bankruptcies as defined within the US Bankruptcy Code. While the bankruptcy litigation experts of Todd Cushner & Associates specialize in Chapter 7, 11, and 13 bankruptcies, this article will provide you with general information about all types.
What Are the Different Types of Bankruptcies?
There are different types of bankruptcies, which are usually referred to by their chapter in the U.S. Bankruptcy Code.
- Individuals may file Chapter 7 or Chapter 13 bankruptcy, depending on the specifics of their situation.
- Municipalities—cities, towns, villages, taxing districts, municipal utilities, and school districts may file under Chapter 9 to reorganize.
- Businesses may file bankruptcy under Chapter 7 to liquidate or Chapter 11 to reorganize.
- Chapter 12 provides debt relief to family farmers and fishermen.
- Bankruptcy filings that involve parties from more than one country are filed under Chapter 15.

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At Todd Cushner & Associates, our team is always here to help with your bankruptcy concerns.