For over two decades, Todd Cushner and his team have been practicing bankruptcy law in Westchester County. As a result, many families have consulted with our lawyers and attorneys based in White Plains to overcome debt, wage garnishments, and foreclosure.
Todd Cushner and the rest of our talented bankruptcy lawyers are well-equipped and prepared to provide a fresh start for clients while ensuring that they are protected from all protection actions.
What Is Bankruptcy?
Bankruptcy is a legal process designed to provide relief to individuals and businesses that cannot repay their debts. It allows debtors to either get rid of or reorganize their debts and provides a framework for the fair distribution of assets amount creditors.
Our staff of White Plains-based lawyers handles all matters in different types of bankruptcy. Lawyers are familiarized with the types of bankruptcy, including:
Chapter 7 Bankruptcy
Chapter 7 involves the sale of the debtor’s non-exempt assets to repay creditors. Any remaining qualifying debts are then discharged, meaning the debtor is no longer legally obligated to repay them.
Chapter 11 Bankruptcy
Chapter 11 involves reorganizing the debtor’s affairs and assets, allowing them to continue to operate while repaying creditors under a court-approved plan.
Chapter 13 Bankruptcy
Chapter 13 allows individuals with a regular income to create a repayment plan to pay off their debts over a specified period, usually three to five years. Debtors can keep their assets while making regular payments to a bankruptcy trustee, who distributes the funds to creditors.
White Plains Bankruptcy Lawyers You Can Trust
As a bankruptcy lawyer, Todd Cushner handles matters involving litigation with secured creditors unable to prove their claims, relief from the automatic stay, fraudulent transfer litigation, lien avoidance, and exemption disputes, among many other areas of bankruptcy law. Our services offer clients relief from the burden of bankruptcy and get them on the path toward financial recovery and wellness.
Additionally, our White Plains bankruptcy lawyers and attorneys specialize in assisting our clients in enabling the court system to reduce or eliminate debts, seek unpaid debts, and file for bankruptcy. At Todd Cushner & Associates, we will work with you to save what’s important to you and help you get out of debt. Schedule your free consultation today for all your bankruptcy-related needs and questions. No phone call or email goes unanswered by the day it is received.
