Bankruptcy 101 – Will I Have to Go to Court?

If you are unfamiliar with the bankruptcy process, it is not uncommon to think that filing for bankruptcy requires several court visits. The fact is that a significant portion of bankruptcy proceedings are administrative and do not necessitate you visiting court.

A debtor’s involvement with the bankruptcy judge is usually very limited. A typical chapter 7 debtor will not appear in court and will not see the bankruptcy judge unless an objection is raised in the case. A chapter 13 debtor may only have to appear before the bankruptcy judge at a plan confirmation hearing. Usually, the only formal proceeding at which a debtor must appear is the meeting of creditors, which is usually held at the offices of the U.S. trustee. This meeting is informally called a “341 meeting” because section 341 of the Bankruptcy Code requires that the debtor attend this meeting so that creditors can question the debtor about debts and property.

Learn More: The Bankruptcy Process

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At Todd Cushner & Associates, our bankruptcy lawyers are here to guide you through the entirety of the bankruptcy process. Contact us today to schedule your free consultation.

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