Author Archives: tcaAdmin

Bankruptcy for Small Businesses: Strategies for Financial Recovery

By tcaAdmin | Published June 6, 2024

Right now is not an easy time for small businesses to thrive. Lack of dedicated workers, lingering supply chain issues and much more are still affecting how small business owners operate and leaving them to wonder if they can even afford to stay afloat. Some of the most dedicated entrepreneurs are sadly struggling to maintain what took them so long to build and now consider bankruptcy as their only option.

Todd Cushner has long been determined to help small businesses to not only survive but thrive. As a bankruptcy attorney, he is committed to preventing these organizations from closing and their owners from facing personal and financial ruin. For over two decades, he has been practicing law in the area of bankruptcy in Westchester, Rockland, Orange, Putnam, Kings and Queens. What drives his personal passion, as well as that of his experienced team, is a determination to help people overcome massive debt, wage garnishments and foreclosure issues. Time and again, he and his well qualified attorneys have ensured that every client maintains their dignity during what can be a long and emotional journey. Instead of having homes taken away and people being left with nothing, Todd is an expert in utilizing Chapter 7 and Chapter 13 bankruptcy to prevent this.

Woman with hand on face sitting with two men

Can I Get a Loan Modification While in Bankruptcy?

By tcaAdmin | Published May 30, 2024

The thought of navigating the bankruptcy process can be daunting and very overwhelming, so that’s why it’s crucial to work with the experts at Todd Cushner & Associates. Not only do they offer their exceptional experience, but they also take special care to put you at ease and explain every step of the process along the way.

Common Misconceptions About Bankruptcy

By tcaAdmin | Published May 23, 2024

By the end of last year, overall bankruptcy filings rose 16.8%, with business and personal bankruptcies rising for the first time in a decade. However, there are many misconceptions that still prevent many potential applicants from starting the process. This blog will discuss more common myths about bankruptcy to help you better navigate it. Continue reading »

Interacting with Creditors After Bankruptcy

By tcaAdmin | Published December 19, 2019

If after filing bankruptcy, former creditors contact you, here are some quick tips for dealing with them:

Pre-Bankruptcy Mistakes

By tcaAdmin | Published December 13, 2019

When considering bankruptcy, some people tend to certain things, innocently and intentionally, which may affect their bankruptcy case. These actions may take place even when they have no plans to file for several months. Consulting with a qualified bankruptcy attorney before and during bankruptcy will help ensure that a bankruptcy case proceeds smoothly and will go unchallenged by the trustee and creditors. The following is a short list of some things not to do before filing bankruptcy.

Restoring Credit After Bankruptcy: Check Credit Reports Regularly for Errors

By tcaAdmin | Published November 27, 2019

A 2012 study by the Federal Trade Commission found that one in four consumers identified errors on their credit reports that may have affected their credit scores. Regularly checking credit reports can help consumers discover and dispute any errors that may reduce a score and cause a creditor to deny an application for credit.

Preparing for Bankruptcy

By tcaAdmin | Published November 14, 2019

When preparing for bankruptcy, there are many different considerations. Once the petition is filed, notice of the bankruptcy filing will be sent to all the creditors listed on the debtor’s master mailing list. With the automatic stay in effect, once the notice of the filing is received about a week later, certain creditors will react in certain ways, and not always as they should or as expected.

The History of Bankruptcy

By tcaAdmin | Published October 28, 2019

Bankruptcy pre-dates the founding of the United States of America, as it certainly was pondered, if not strongly considered, by the founding fathers, long before its inclusion in the U.S. Constitution.

Tips for a Balanced Family Budget

By tcaAdmin | Published October 23, 2019

For a newly married couple or established family with children, keeping faithful to a workable budget is not an easy task. Here are some quick, simple tips for a balanced family budget.

The Basics of Bankruptcy

By tcaAdmin | Published October 4, 2019

Article I, Section 8, of the United States Constitution authorizes Congress to enact “Uniform Laws on the Subject of Bankruptcies.” Under this grant of authority, Congress enacted the “Bankruptcy Code” – the uniform federal law that governs all bankruptcy cases. The Bankruptcy Code has been amended several times since its enactment in 1978.

Author Archives: tcaAdmin

Bankruptcy for Small Businesses: Strategies for Financial Recovery

Can I Get a Loan Modification While in Bankruptcy?

Common Misconceptions About Bankruptcy

Interacting with Creditors After Bankruptcy

Pre-Bankruptcy Mistakes

Restoring Credit After Bankruptcy: Check Credit Reports Regularly for Errors

Preparing for Bankruptcy

The History of Bankruptcy

Tips for a Balanced Family Budget

The Basics of Bankruptcy

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