Category Archives: Firm News
Credit Card Debt Relief Options
Being in credit card debt is one of the most stressful situations you can find yourself in, and you may be struggling to determine where you should turn next. Thankfully, there are many options for those in credit card debt that will provide them with some financial relief and peace of mind. Each option has its own unique benefits. It is crucial to evaluate every option to determine which is most ideal for your situation and which will provide the most relief to your debts. Here are some of the most common credit card debt relief solutions.
What to Do If You Receive a Foreclosure Notice
Receiving a foreclosure notice is certainly stressful and rather terrifying, it is not the end of the world, nor does it mean that you are financially doomed. There are several actions you can take to manage the situation and avoid potentially losing your home. Here are some of the most crucial steps you should take immediately after receiving a foreclosure notice.
The Role of Bankruptcy in Protecting Your Family from Credit Card Debt
While filing for bankruptcy may seem like a scary and even demoralizing experience, it can save you and your family from financial ruin. When you have a family, you are responsible for doing everything possible to protect them, even if it means filing for bankruptcy when you fall into credit card debt. Here is how the process can protect your family from overwhelming credit card debt.
How Much Debt Should You be Carrying?
Debt. A word that means different things to different people. For some, debt may equate to having a small balance on their credit card, while to others, debt means owing large sums of money in a variety of places, usually both personally and professionally. The trouble starts when you begin living beyond your means and what your monthly income can handle. Usually the more debt you carry equates with high interest rates and the amount you owe compounding quite quickly.
Commercial Litigation Can Solve More Than Just Financial Problems
When you own a business, your reputation is invaluable. As your company grows, so do the legal issues that you need to constantly be aware of, especially if you have employees. When you proactively address potential pitfalls with a commercial litigation attorney, you can have a plan in advance and react accordingly whether you eventually have a case that goes to trial or not. The Law Offices of Todd Cushner & Associates have litigation attorneys who have aggressive advocacy and trial experience. The firm offers a full scope of general commercial services for a variety of businesses, including privately held…
Steps to Take Each Month to Remain Financially Sound
Each year, the Law Offices of Todd Cushner & Associates work round the clock with a variety of clients who have found themselves mired in crushing debt for a number of reasons. The firm’s bankruptcy lawyers can expertly handle all matters that can range from a simple Chapter 7 no-asset case, to an IRS or secured creditor asserting a lien over business assets in a Chapter 11 case to even the most complex litigation with the largest of banks and creditors in a Chapter 13 case. Regardless of all of this experience, the firm’s top priority is to provide clients…
The Legal Process of Debt Restructuring
The debt restructuring process is one that is credited to sparing individuals, companies and even countries from defaulting on their current debts or having to file for bankruptcy. It can turn around one’s financial state dramatically and allow them the opportunity to make their debts more manageable. There are many crucial steps involved in the legal process of debt restructuring. Here is an overview of them.
Educating Younger People About Credit Card Debt
Owning a credit card comes with a great deal of responsibility, and you should make yourself aware of all of the benefits — and drawbacks — of having one before applying. Teaching your children and other young people you know about what comes with owning a credit card as they grow old enough to have one is one of the greatest lessons you could give them. They will learn all about financial responsibility, making payments on time, maintaining a good credit score and perhaps most importantly, how they can avoid credit card debt.
The Importance of Early Intervention in Debt Restoring
Addressing debt issues promptly and efficiently is crucial to your financial wellness. When you find yourself trouble with debts, early intervention is key to paving the way to financial stability.
The Long Term Benefits of Filing For Bankruptcy
While some people may believe that filing for bankruptcy is humiliating and shameful, it is actually the responsible thing to do in situations where you find yourself to be financially doomed. The process has significant long-term benefits that can save one’s financial and personal life. Despite its immediate challenges, here is why filing for bankruptcy may be good in the long run.
