Author Archives: Jan Madura

Lawyer reviewing documents with a client

Not All Trusts Work the Same Way

By Jan Madura | Published May 30, 2026

How much thought have you given to estate planning? For many it’s something they put off thinking about and by then, the benefits of doing this can end up passing them by. What most people don’t realize is that estate planning includes asset protection in the form of wills and trusts, both of which ensure that your wishes are carried out should something happen to you. While many are familiar with the general purpose of a will, not everyone understands the benefits of establishing a trust.

Lawyer sitting on stairs consoling businessman

What Every Entrepreneur Needs to Know about Commercial Litigation

By Jan Madura | Published May 25, 2026

Most entrepreneurs who are just starting out usually focus solely on getting their business up and running, making payroll and attracting new customers. Few take the time to lay out a plan that will protect their interests both now and well into the future as their brand grows and prospers.

Man looking worried about his will with his family seated behind him

Things Can get Complicated If You Don’t Have a Will in Place

By Jan Madura | Published May 15, 2026

One of the most common misnomers about having a will is that you don’t need one unless you have a great deal of money. This couldn’t be further from the truth. Wills don’t just protect your wealth. In the event of your death, your will serves as a legal guide for the court system to distribute all of your assets as well as fulfill any stipulations that you have left in place.

Man scratching his head looking up at a credit card score rating chart

Why Don’t More People Understand the Importance of Maintaining a Great Credit Score?

By Jan Madura | Published May 8, 2026

The Law Offices of Todd Cushner & Associates have been practicing in the areas of bankruptcy, foreclosure defense, commercial litigation and more for 18 years. Since their inception, they have seen a rise in personal bankruptcy, and one thing that can lead to that is people who don’t focus enough on maintaining a high credit score.

What is Wage Garnishment and How to Fight It

By Jan Madura | Published January 28, 2025

When someone has fallen on hard times, they may not realize how easy it is to accumulate crushing debt which means many creditors are owed money. They also don’t know that these same creditors may have a legal right to garnishing your wages which can set a person back even further.

people in a business meeting looking worried

Why Sharp Legal Strategies are So Crucial for Commercial Litigation

By Jan Madura | Published January 21, 2025

There’s no question that many small businesses have faced a variety of unusual challenges over the past few years, with many fighting to stay profitable despite rising costs, a lack of willing labor and a host of other factors that usually aren’t under their control. Unfortunately, this has led to companies of all sizes finding themselves in the situation of being sued by vendors, associates and in some cases, even clients.

Senior couple discussing finances with planner

Estate Planning To Avoid Surprises

By Jan Madura | Published January 14, 2025

When most people hear the word Will, they have a cursory idea of what it means, which is usually that there is a simple document explaining how someone’s wealth should be distributed upon their death. In actuality, there is much more to consider when it comes to a Will and that includes keeping in mind the intended beneficiaries who will have certain types of wealth or other assets passed on to them.

Learn Why Your FICO Score Matters

By Jan Madura | Published January 7, 2025

Have you ever taken the time to look up your FICO score? There are many people who don’t even know what this term means, yet not knowing about it can have a long term effect on your finances, especially if you are trying to buy a car or purchase a home.

Do You Qualify For Bankruptcy?

By Jan Madura | Published April 17, 2024

When most people hear the word bankruptcy, they quickly assume that it pertains to people that have run out of money, simply can’t pay their bills or are drowning in debt and have no chance of recovery. In reality, there are many determining factors that the team at Todd Cushner and Associates use to assist clients who reach out to learn if declaring bankruptcy is the answer for them. Many people come with no prior knowledge of how this process works, or even if they qualify for it. What they do know is that they have reached a point where they have struggled with their finances for years and have decided that they can no longer sustain a life filled with endless doubt and worry.

Getting Out of Debt Through Loan Modification

By Jan Madura | Published April 10, 2024

Sometimes, as a result of circumstances beyond your control, you could find yourself immersed in debt and have no idea where to begin or how to resolve your situation. Rather than letting your debt continue to spiral, it’s time to consult with Todd Cushner and Associates located in White Plains and surrounding areas.

Author Archives: Jan Madura

Not All Trusts Work the Same Way

What Every Entrepreneur Needs to Know about Commercial Litigation

Things Can get Complicated If You Don’t Have a Will in Place

Why Don’t More People Understand the Importance of Maintaining a Great Credit Score?

What is Wage Garnishment and How to Fight It

Why Sharp Legal Strategies are So Crucial for Commercial Litigation

Estate Planning To Avoid Surprises

Learn Why Your FICO Score Matters

Do You Qualify For Bankruptcy?

Getting Out of Debt Through Loan Modification

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