Firm News - Page 6 of 30 - Law Office of Todd Cushner & Assoc., P.C.

Foreclosure Scams to Watch Out For — And How to Protect Yourself

By Megan Quinn | Published May 29, 2025

If you find yourself behind on your mortgage payments and your home in foreclosure, scammers may attempt to take advantage of your vulnerable financial state.

The perpetrators of these scams, which claim they can resolve your debts and halt the foreclosure of your home, deceive you into providing them with enough information to take ownership of your home and for a fraction of its market value, leaving you stranded and homeless. Still, you will carry the title of holder of the mortgage of the home that is still in foreclosure.

If you are going through the foreclosure process, it is important to recognize what these scams may look like and how you can best protect yourself from them.

protecting your children's inheritance from creditors

How to Protect Your Children’s Inheritance from Creditors

By tcaAdmin | Published May 22, 2025

As a parent, one of your primary roles is ensuring your children’s financial safety. If your assets aren’t properly protected, creditors may be entitled to seize your children’s inheritance funds and other personal assets.

There are proactive steps parents should take to protect their children’s inheritance and to prevent creditors from ever getting hold of it.

Money, Mindset, and Meaning: Building a Better Relationship with Your Finances

By Chloe McGeehan | Published May 22, 2025

A lot of people think that managing money is just about math, spreadsheets, and self-control. But the truth is, your relationship with money runs way deeper than numbers. It’s emotional, psychological, and even a little philosophical. If you want a healthy relationship with your finances, it’s not just about earning more or spending less — it’s about understanding your mindset, rewriting your patterns, and having an actual conversation with yourself about what money means to you.

What Happens If You Die Without a Will in New York?

By tcaAdmin | Published May 14, 2025

None of us can predict exactly when we’ll pass away. Without proper planning, our assets may be left without clear direction.

So, what exactly happens if you live in New York and you die without a will?

What Is a Short Sale and Is It Better Than Foreclosure?

By tcaAdmin | Published May 6, 2025

When a homeowner is in a position where they are unable to make their mortgage payments, they may want to turn to strategies to avoid foreclosure.

Thankfully, some options will help their financial health in long run without having while savinng their home from foreclosure.

However, is it truly better than the ladder? A short-sale just might be!

Important Things to Keep in Mind When Creating a Will

By Suzanne Mobyed | Published April 24, 2025

Creating a Will can feel daunting, but with some preparation, you can be assured that you’ve provided your loved ones with the protection they need when they need it most. When creating a Will, remember to keep the following in mind to ensure your wishes are carried out and your estate is managed efficiently. Read More

Understanding Your Credit Score

By Suzanne Mobyed | Published April 16, 2025

A credit score is a number that can help creditors understand how likely a borrower is to repay a loan and make the payments on time. Credit scores range from 300 to 850 and are calculated using credit scoring models, which essentially analyze a consumer’s credit report from one of the three major credit reporting bureaus: Experian, TransUnion, or Equifax. Read More

Ways to Help Prevent Foreclosure

By Suzanne Mobyed | Published April 9, 2025

Foreclosure can be a scary situation for multiple reasons, including the emotional stress of losing your property, damage to your credit, and the potential for deficiency judgments where you still owe money to the lender. Because of this, it’s critical to address a foreclosure notice as soon as possible. Here are some steps you can take to potentially prevent a foreclosure. Read More

Estate planning attorney helping couple with elder financial abuse

An Estate Planning Lawyer Can Help with Financial Exploitation

By Suzanne Mobyed | Published April 3, 2025

Financial exploitation of the elderly continues to be a concern as seniors are increasingly becoming targets of financial abuse. Seniors are not only victimized by strangers but also by people they know, such as relatives, friends, and caregivers. Read More

How to Protect Yourself Against Bankruptcy

By Jill Gartz | Published March 26, 2025

Bankruptcy is a legal process that kicks in when people and businesses are unable to pay their bills. While it gives you a fresh start, bankruptcy should only be used as a last resort. Here are some tips to help guide your decision. Read More